Privacy Policy

Browsing this site

This site is publicly accessible and does not require account creation for normal browsing. A hosting provider may record request information such as an IP address, browser type, referring page, requested URL, and access time as part of delivering, securing, or monitoring a website. This policy does not promise a specific log retention period or deletion schedule.

Contact form information

If you send a message through the contact form, the site receives and may store the name, email address, subject, message content, and the time of submission.

What the contact form records

A successful submission creates a site inquiry record containing the fields listed above. The site does not publish a guaranteed monitoring frequency, reply time, or correction outcome for those records.

Inquiry records and privacy requests

Contact submissions are stored as site inquiry records. This policy does not promise a specific deletion schedule or response time. To ask about information submitted through the form, use the Contact page with a subject such as "Privacy request" and identify the relevant submission without including passwords, payment data, or government identification numbers.

Advertising and analytics services

Substantial calculator and guide pages may load Google AdSense code, and public pages load Google tag code. Third-party vendors, including Google, may use cookies or similar technologies to serve ads, measure traffic, detect abuse, and improve their services. These technologies may use information from prior visits to this site and/or other sites to help serve ads or measure how ads and pages are used.

Google's use of advertising cookies enables Google and its partners to serve ads based on visits to this site and/or other sites on the Internet. You can manage or opt out of personalized advertising through Google's Ads Settings. Google also explains how it uses information from sites and apps that use its services.

This site uses Google tag code for measurement. Depending on Google's service configuration, Google may receive information such as pages viewed, browser and device information, approximate location, and interactions with site pages. Where applicable, you can use browser controls or the Google Analytics opt-out browser add-on to limit some measurement activity.

Advertising and measurement choices may vary by location, browser settings, and Google service configuration.

Cookies

This site does not require an account for public browsing. Cookies may be set by the site framework for normal security or form behavior, and by third-party services such as Google AdSense, Google tag, ad vendors, or ad networks for advertising, measurement, fraud prevention, and related purposes. Your browser settings may let you block or delete cookies, although some site, advertising, or measurement features may behave differently when cookies are disabled.

Other information uses

• To deliver the website and keep it stable
• To investigate technical issues, abuse, or broken pages
• To understand and handle messages submitted through the contact form
• To keep records that are reasonably related to running the site

External links

Some pages link to external websites for additional context or reference. Once you leave this site, those external websites apply their own terms and privacy practices.

Policy updates

The date at the top identifies the published version of this page. Use the Contact page to report a discrepancy between this description and visible site behavior.

Questions about privacy

For a privacy-related question or request, use the Contact page and identify it as a privacy request in the subject. That form is the site's published route for questions about information submitted through the site.